Partners

Expert Advisers for those seeking to finance or re-finance property transactions.

With over 30 years of market knowledge and expertise, Mutual Finance is a well-established and market-leading real estate debt intermediary, with an impressive track record.
We have built up a strong reputation in advising and structuring the correct debt package for our clients, with projects ranging from single property acquisitions to large, ground-up, multi-unit development schemes.

Examples of our range of expertise

Financial Intermediary for

A private family office
£121,000,00
Bi Lateral Loan Facility
Refinance of a 4 Star Prime Hotel comprising 312 Rooms in London NW1
Arranged and underwritten by
The London office of a major European banking group

Financial Intermediary for

A private family office
£23,100,000
Acquisition of
A Regional Sainsbury's Superstore
Arranged and underwritten by
The London office of a major European banking group

Financial Intermediary for

A private family office
£3,250,000
Finance of
Kensington property comprising 17 studios and HMO units
RESIDENTIAL INVESTMENT LOAN
Arranged and underwritten by
The London office of a major European banking group

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Funding available

Senior Debt

Typically, a modest loan to value facility of up to 65% to assist with the purchase or refinance of an asset. The pricing for this style of debt is competitive and usually involves a single lender and is often an interest only profile.

Junior Debt

Senior Debt can be topped up with a Junior Debt facility. This may be on a second charge basis and will rank behind the Senior Debt provider.
The blend of the two interest rates will provide a competitive alternative to a Stretched Senior facility.

Bridging finance

Bridge finance by its very nature is short term and is a useful tool when used as a stepping stone towards a defined exit strategy. It can be used to assist with a letting void, planning gain or asset management programme. Lenders in this sector act quickly and efficiently. Pricing varies in relation to the risk involved but is a little more expensive than conventional debt.

Development Finance

Across all sectors we are able to secure competitive development finance structures.
These include industrial/retail parks, multi-unit residential developments, single dwellings, student accommodation, office or healthcare.
Usually drawdowns are phased over the development term with the lender requiring a monitoring surveyor to ratify completed works and agreed milestones.